Consultants

We are a team of professionals with extensive banking experience in lending.
We compare, you choose the most favourable bank loan for you!

Credit Choice Ltd. is a registered credit intermediary under the Consumer Real Estate Credit Act (CRECA), in compliance with Bulgarian legislation and in fulfilment of Directive 2014/17/EU of the European Parliament. This law operates in the client’s interest and aims to create a more transparent, efficient, and competitive mortgage lending market.

Our company specialises in credit consultation services covering all credit products for individuals and legal entities (Small and Medium-sized Enterprises – SMEs), including personal, mortgage, and business loans. Our consultants also provide advice on all ancillary products accompanying the loan.

Our mission is the impartial comparison of bank lending offers, enabling the client to make the best choice for their needs – WE DO THE WORK, YOU GET THE BENEFITS.

Today, the most expensive resource is time. We save our clients’ time by comparing the numerous offers and terms from our partners, the banks. High awareness and thorough comparison ensure the future borrower secures favourable pricing parameters and confidence regarding the loan.

Taking out a loan, especially a mortgage, is one of the most important decisions in life. Our consultants will help you make an informed choice that is secured under the best possible terms.

We desire to be long-term partners with our clients. We will be with you both during the selection of the creditor bank and afterwards, when monitoring the loan conditions, potential improvement of terms, refinancing, or additional financing is needed.

Our team is built from former long-standing bank employees specialising in consulting for mortgage and personal loans. Our consultants have served hundreds of clients – what they say about us.

Credit Choice Ltd. does not offer its own product. We connect our partners – the banks – with clients, providing the client with a choice among bank lending offers that have been compared by our credit consultants. Our service is completely free of charge, independent, and solely in the client’s interest.