Angelina Nikolova
Master’s degree in Banking, Veliko Tarnovo University “St. St. Cyril and Methodius” (VTU).
Over 20 years of experience in the banking sector.
1984 – 1987 Accountant, Bulgarian Foreign Trade Bank
1991 – 1999 Bank Officer, Bulgarian Post Bank
2004 – 2006 Customer Service Specialist, Biochim / UniCredit Bulbank
2007 – 2010 Mortgage Broker / Retail Banking Manager, United Bulgarian Bank (UBB)
2011 – 2019 Mobile and Chief Banking Consultant, Raiffeisenbank Bulgaria
03/2019 – 11/2020 Mortgage Broker, United Bulgarian Bank (UBB)
Experience in offering banking products and services, customer service, and consulting.
Training of Mobile Banking Consultants. Completed training in sales and managerial skills. Dedicated to her work, placing great importance on loyalty and a personal approach. Her mission is to assist the client and offer them the banks’ increasingly flexible and adaptive terms.
The positions she has held and the clients she has served have provided her with knowledge of the entire range of banking services and products for individuals.
Please send your recommendation
From our very first conversation with Plamena Miteva, I felt that I had found the right person. Our case was quite complex and required patience, attention, and serious professional experience—qualities that Plamena demonstrated throughout the entire process.
I highly value her personal approach—she provided me with advice and guidance, was always available, and patiently answered all my questions. She contacted me immediately whenever there was new information and kept me informed about every subsequent step.
I recommend Plamena Miteva with complete confidence to anyone looking for a reliable, competent, and dedicated Mortgage Broker.
I want to express my utmost gratitude and highly recommend Mortgage Broker Silvia Tanina, who handled my needs throughout the entire home purchase process—from the moment I first had a dream, right up to the moment I received the keys to my new home.
Her professionalism, expert knowledge, and personal touch were key to the successful completion of the transaction.
I strongly recommend Silvia Tanina to anyone seeking a reliable, highly qualified Mortgage Broker. She made the experience of buying my own home as easy and seamless as possible.
Thank you once again, Silvia!
Thank you, Silve, for everything. You are a wonderful professional and person—positive and smiling, always available to solve any problem. You were by my side from the beginning to the end of the deal's closing, and I completely relied on your experience and advice. I highly recommend you to all clients! Thank you, Silve!
Every time I have needed a consumer loan or refinancing, I turn to Credit Choice and the best consultant, Velina Ivanova. I have been using her services for at least 6–7 years and recommend her to my friends and acquaintances. Thank you for always responding with the best offer for a consumer loan and fulfilling my requests. She is fast, accurate, and reliable!
We also trusted her with my mother's mortgage loan. She assisted us with all the documentation and bank requirements. We maintained constant communication until the closing of the deal. Because of this, acquiring our dream house became fast and easy.
I highly recommend Velina!
I would like to express my sincere gratitude for the professionalism, patience, and support you provided throughout the entire loan application process. Your competence, attention to detail, and readiness to answer all my questions were extremely helpful and instilled confidence that I was making the right decision.
Thanks to you, the process went quickly, clearly, and without unnecessary stress. I highly value your assistance and would gladly recommend you to anyone who needs expert help in this area.
Thank you once again, and I wish you much personal and professional success!
Vanya is a true expert "find" for any client needing financing. Extremely fast, responsible, adaptable, and flexible. She "steps into the client's shoes" and fulfils their exact needs—all qualities that a person with very little time should appreciate in a Mortgage Broker. I highly recommend Vanya and express my deep gratitude to her for the successful deal!
With this recommendation, I would like to express my satisfaction with the work of Plamena Miteva, who serves as a Mortgage Broker at Creditchoice.
Throughout our collaboration, Plamena Miteva demonstrated exceptional professionalism, attention to detail, and commitment to clients. She possesses in-depth knowledge of the lending field, perfectly understands banking products, and can clearly and comprehensibly explain the terms and opportunities available to clients.
Plamena Miteva stands out for her high moral standards, accuracy, responsibility, and ability to build client trust. Thanks to her assistance, we managed to choose the most suitable loan for us and were pleased with the service.
I can confidently recommend Plamena Miteva as a reliable, competent, and honest professional in the field of financial consulting.
I am extremely satisfied with the work of Plamena Miteva. Thanks to her speed and commitment, the process of purchasing an apartment went smoothly and without unnecessary stress. She was always available, reacted quickly and appropriately to every situation, and provided me with clear and understandable information at every stage. I felt true support and professionalism, as well as a personal attitude and concern for my case. I confidently recommend her to anyone looking for a reliable and competent Mortgage Broker. Thank you!
I am extremely satisfied with and grateful to Ms Vesela Georgieva for the preparation, market research, and finalisation of my mortgage loan. Professionalism, accuracy, and last but not least, a warm human attitude! I recommend her! Thank you kindly for the opportunity for her to be my Mortgage Broker!
Endless thanks to Silvia Tanina for the assistance she provided us. My husband, who is a foreigner, and I still live and work abroad, and this created certain administrative difficulties when purchasing our home. Silvia was with us every step of the way and helped resolve every problem that arose. I wholeheartedly recommend Silvia as a professional with incredible experience in the field and a wonderful attitude towards her clients!
We are extremely satisfied with Credit choice! A close acquaintance recommended them, and we made the right choice!
We saved ourselves the hassle and time of obtaining various documents. Our Mortgage Broker, Angelina Nikolova, always patiently explained the necessary information and was timely and prepared for all situations!
Thank you very much, Credit choice!
We wish you many clients and continued professional success!
Professional, quality, and express service. I recommend!
I recommend Ivanka Georgieva because of the professionalism and speed with which she found a solution and a positive answer to the financing I desired. I highly appreciate both her work in finding the right offers and the time she saved me!
Working with Nonika was an absolute pleasure. She demonstrated patience, attention to detail, and understanding regarding all my questions and hesitations. Thanks to her, I was able to make an informed and calm decision related to my mortgage loan. Nonika guided me towards the most suitable options for me and helped me prepare all the necessary documents without unnecessary stress.
I am extremely satisfied with the professionalism, human approach, and commitment she showed throughout the entire process. I would recommend Nonika and the Credit Choice team to anyone looking for a reliable partner when choosing a loan. Such an attitude and expertise truly make a difference!
Working with Aneta was magnificent. Not only did she competently propose a bank loan, but she also took care of all the documentation, kept me informed of everything, and made this important step happen easily and without stress. A magnificent professional!
Great team, always available for questions and providing maximum assistance!
Thank you to Aneta Dimitrova for her help with the purchase of an apartment. She took care of not only the loan but also all the documentation related to the deal, answering all our questions even outside of working hours. A true professional and a wonderful person!
I want to express my sincere admiration for the professionalism of your employee, Aneta Dimitrova, from the office on Vasil Levski Blvd. I never believed that buying a home could happen so easily. She showed exceptional professionalism and was by my side at every stage of the process.
I am extremely satisfied with my Mortgage Broker, Nonika Bodurova. She was my trusted credit advisor. She selected the best possible conditions for a mortgage loan for me, ensuring I was maximally satisfied with the interest rate, repayment period, and monthly instalment amount. Extremely competent, kind, and responsive to all my requests. I would recommend her to anyone who needs to use any financial product. My rating for her is 10. Thank you from the bottom of my heart, and I am glad I found the right consultant.
I would like to express my sincere thanks to the entire CreditChoice team, and especially to Antonia Antonova, for their professional attitude and the help they provided me. I was extremely pleased with their work—they were fast, exceptionally kind, and always available for questions.
They not only saved me a lot of time but also approached my case with a personal attitude and commitment. They gave me valuable advice and guided me to the best solution for my situation.
Their help was invaluable and made the process fast, easy, and even pleasant!
For the nth time, we trust Diana. We want to express our gratitude for the dedication she shows to her clients. We have a small child and do not have the time to collect offers from banks, so having her ensured things happened so quickly.
Thank you wholeheartedly for your professionalism. We will always recommend you to our friends.
This is the first time I have used the services of a Mortgage Broker/Credit Consultant, on a friend's recommendation, and I can say that I am very impressed. I highly recommend them!
I want to thank Credit Choice and particularly Angelina Nikolova for their courteous, professional attitude. Angelina helped us find the most advantageous mortgage loan for us. She supported us throughout the entire process, always available to answer all our questions. All the work regarding documentation and communication with the bank and lawyers was done perfectly by Angelina.
Thank you!
I want to express my huge gratitude to Angelina Nikolova for the help and professionalism I received during the process of selecting and obtaining a loan.
Angelina was with me every step of the way, explaining everything in detail and answering every question I had.
Thanks to her assistance and expert advice, I managed to make the best choice for my needs.
I recommend her to anyone looking for a reliable and competent Mortgage Broker.
Thank you, Angelina!
Endless thanks to Velina Ivanova for her help in obtaining offers and choosing the best loan for our new home! She has a great attitude and is a true professional! She also helped us tremendously with the endless documents. I strongly recommend her to everyone who needs this service. Her assistance was incredibly useful, and I couldn't have imagined a better or faster way for things to happen! Thank you from the bottom of my heart for the help, and may she continue to delight many clients like us!
I express my gratitude to Velina Ivanova, who managed to help us make the right decision by clarifying all the questions we had.
I will certainly recommend her to anyone who might need similar assistance.
Calmly and securely, with the help of Milena Veleva, I secured my peace of mind for years to come.
I am extremely satisfied with the service provided by Milena Veleva, who was with me throughout the entire process. She is a wonderful professional who defended my interests and made the process extremely favourable and easy for me.
I recommend the services of Credit Choice!
We are extremely satisfied with the professional attitude of Diana Kondeva! She was with us throughout the entire process of obtaining the mortgage loan, and even afterwards. She was always available for any questions! Thank you again!
If we had found Creditchoice sooner, we would have been living in our own home long ago. But better late than never 🙂 Taking out a mortgage loan seemed unattainable to us, but meetings with the Mortgage Broker, Vesela Georgieva, showed us the exact opposite. We received invaluable advice, help, and assistance, without which we wouldn't have been able to put together the "puzzle" of acquiring our own home. With Creditchoice, we constantly had the feeling that an entire team was standing behind us, supporting and accompanying us. Everything was excellently planned, organised, and executed on short deadlines and without stress. It almost made us want to think about the next purchase 🙂 Thank you from the bottom of our hearts!
I would like to express my huge gratitude to Mortgage Broker Vesela Georgieva. Thanks to her well-executed work and invaluable guidance, I successfully purchased a property under the best conditions negotiated by her. I was thoroughly familiarised with the terms of every bank that Creditchoice works with, and Vesela helped me choose the bank.
She was constantly by my side from the very beginning and did everything possible to finalise the deal and ensure things happened in the best way.
I highly recommend her because of her excellent way of working, professionalism, human attitude, dedication, and empathy.
Sincere thanks once again for the effort and competence regarding every question addressed to her! I wish her much future success.
I wish her much future success.
I would like to express my impressions of our joint work with the consultants from Creditchoice Ltd., especially with Dilyana Nikolova. My wife and I are charmed by her diligence, dedication, and responsiveness. For us, she is an incredible professional! She selected several offers for us, doing everything she could to help us conclude a contract in the shortest possible time. She saved us a lot of time wandering around banks.
We are sincerely grateful for all the time and attention she dedicated to us!
I highly recommend Dilyana Nikolova!
Hello, I would like to express gratitude on my behalf and on behalf of my husband to our Mortgage Broker, Dilyana Nikolova. We learned about Creditchoice from the real estate sales company we were about to purchase from. We knew how cumbersome the procedures for obtaining a mortgage loan are, and how much time and effort it takes to research and find the best offer from a bank, so we decided to trust Creditchoice. Our consultant was Dilyana Nikolova. It was a pleasure for us to work with Dilyana, and we give her our recommendation. She is an exceptional professional who managed to offer us the best solution. She was always available when we had questions and comments regarding the bank offers, and kindly explained all the ambiguities we had. She gave us very valuable advice and guidance in choosing the best offer, and things happened faster than we imagined.
We would like to express our gratitude and great impressions of your company, particularly Mariya Petkova, who provided us with full assistance at every step, from applying for a home loan to closing the deal. We received a detailed consultation, comparisons of several options, and a recommendation for the most advantageous loan based on our needs. Mariya was available at all times for any questions, both related to the property itself and the necessary documentation, and related to the bank loan. Our deal closed successfully, and the credit for the quick and seamless acquisition of the property is largely due to her.
Препоръчваме работата на Creditchoice и Мария Петкова като кредитен консултант на всеки, който мисли да предприеме сложното начинание по покупка на жилище, защото е много по-лесно, сигурно и спокойно да се работи с професионалисти.
Hello,
I want to express my sincere gratitude for the assistance provided during the process of consolidating several credit obligations into one, to the Creditchoice team, and particularly to Ms Mariya Petkova and Ms Dilyana Nikolova—two smiling and kind ladies who are true professionals in what they do. They walked the path with me from submitting the loan application to signing the contract for its utilisation, i.e., from start to finish.
Thanks to their competence and support, I managed to quickly and easily find the best credit product for me at the moment, which significantly reduced my monthly instalment and thus freed up enough funds from my monthly budget for other, more pleasant expenses. :))) :)))
I was initially sceptical (given the free service they offer), but it later turned out that Creditchoice truly delivers, and I recommend that anyone who feels lost in the sea of information should not hesitate, but give them a chance to use their expertise to help them find the most suitable product for their needs—they truly deserve it.
In conclusion, I will say that I would certainly use their services again.
Thank you from the bottom of my heart for your attitude and help, girls!
With respect,
With this recommendation, I would like to thank Ms. Mariya Petkova and the entire Credit Choice team.
They are an extremely highly qualified team that works expeditiously, purposefully, and with exceptional integrity. They provide very strong support in preparing the administrative documentation part of concluding credit deals. I highly recommend them to anyone planning to take out consumer or mortgage loans, or looking to renegotiate or refinance a wide spectrum of loans.
